The API: 10 things parents should know

前兩天一個Cupertino 搬走的媽媽語重心長地告訴我

「我要是重新再選擇一次,我不會讓我孩子去念Monta Vista ,Pidmont High也很好啊,我兒子在MV只是前20%,他沒有高中生活,一直在念書,如果到競爭少一點點的學校,他會不會比較快樂我無法確定,但是他排名一定會很前面,史丹佛只要全校的第一名,在名校的孩子,實在很可憐...」

API分數常常是有孩子的家庭購買房子的參考指標,去年10月開始,Redfin重新調整學區分數,許多API落後的學校,突然變成9分10分,不管如何,API分數真的是百分之百的指標嗎? 你的孩子一定要爭破頭搶好學校嗎?

這裡有篇來自greatschools.org的文章,提供大家參考,讓你對所謂的API 分數有進一步的了解

1. The API is not a test.

Rather, the API is a school performance measurement system that was first developed as part of California’s 1999 Public Schools Accountability Act. Each year, the state calculates the Base API for each school to establish a baseline for the school’s academic performance, and it sets an annual target for growth. Each summer, the state announces the Growth API for each school, which reflects growth in the API from year to year.

The 2011 Base API, released in May 2012, is calculated using each school’s test results from the California Standards Tests (CSTs — state tests designed to see how students are learning state standards), the California Modified Assessment (CMA), the California Alternate Performance Assessment (CAPA) and the California High School Exit Examination (CAHSEE).

The 2012 Growth API, which will be released in September 2012, shows the school’s academic growth for the year. It is calculated in the same way as the 2011 Base API.

2. The API measures both school performance and improvement.

The API can be used to see how well a school did on tests in any given year, as well as to track school progress over time. Each year, parents can review a school’s API number, which shows how well it did relative to the state’s goal of 800, and also check the school’s growth from the previous year. To make it an accurate measure of school improvement, the Base API calculation only includes test results of students who were in the district during the previous school year. The Growth API is calculated using results of students from the current school year.

3. The API has very high stakes.

Due to the spotlight on API results from newspapers and the state, schools are under tremendous pressure to increase test scores and improve their APIs. While some argue that this pressure encourages schools to improve classroom instruction, others are afraid that schools will shortchange rich curricular programs in favor of test preparation drills.

4. The API measures academic performance, not school quality.

As a parent, you may have heard people say things like, “The school has an API of 750, so it must be a great school,” or “The API is only 550? What’s wrong with this school?” While these simple assessments are tempting, be careful about jumping to conclusions based on a school’s API alone. Before making any overall judgments about a school’s quality, be sure to look at its API improvement as well as other key factors, including teacher experience, parent involvement and special programs.

5. The API focuses on achievement for all students.

The API is designed to show how well schools are serving students across all ethnic and socioeconomic groups. For this reason, separate APIs are calculated for each of a school’s statistically significant subgroups, which include any ethnic groups that account for a significant percentage of the school’s population. If “numerically significant,” APIs are also calculated for a school’s socioeconomically disadvantaged students (students who qualify for the subsidized lunch program or who don’t have a parent with a high school degree), English learners, and students with disabilities.

6. Schools that don’t improve their APIs must get help.

If a school doesn’t meet its API growth target and has one of the lower Base APIs in the state, it may receive grants and special assistance to help with improvement efforts. If a school continues to fall short of its target, it may eventually be subject to strong local or state sanctions, including reassigning the principal (subject to a public hearing), reorganization or even school closure.

7. API results are for schools and districts only.

There is no such thing as an individual student API. The API is based on scores from the CSTs, the CMA, the CAPA and the CAHSEE. The API measures how a school’s or district’s academic performance improves from year to year.

8. The API has changed.

It used to include just the results of the norm-referenced tests — in the first years, the Stanford 9 tests and later the CAT/6. These tests compared California students to their peers nationwide. In recent years the emphasis has shifted to include more results from the CSTs, which more accurately reflect what California students are expected to learn in the classroom, and fewer results from the CAT/6. In early 2009, the CAT/6 Survey was eliminated entirely as a testing tool in the state.

In 2001-2002, CSTs in English language arts (for grades 2 through 11) were added to API calculations. Scores from CSTs in math (for grades 2 through 11), social science (for grades 10 and 11), and the CAHSEE were added in 2002-2003 to provide a more accurate picture of what students have learned. In 2003-2004, CST science tests in grades 9 through 11 and the CAPA in language and math in grades 2 through 11 were added. Since 2004-2005 even more indicators have been added. The API now includes the CST in science for grades 5 and 8 through 11 and in history-social science for grades 8 through 11. In 2008, the California Modified Assessment (CMA) was added to the API for grades 3 through 5. Grades 6 through 8 of the CMA were added in 2010.

9. The API is complicated.

If the whole topic of the API confuses you, you’re not alone. Educators and parents alike struggle to understand where the API comes from, how it’s calculated and what exactly it means. Here’s the bottom line: APIs range from 200 to 1000 and the goal for all schools is 800. The API is based on test scores and is calculated in a way that encourages schools to raise the test scores of the lowest-scoring students.

10. GreatSchools Ratings and the California API are different.

GreatSchools also calculates a rating on a scale of 1 to 10 based on California test results. There are several important differences between GreatSchools Ratings and California API Ranks:

  • API Ranks are created by the California Department of Education. GreatSchools Ratings are created by GreatSchools.
  • The API is calculated using results from the CSTs, CMA, CAHSEE, and the CAPA. GreatSchools Ratings are calculated using the CSTs only. For additional information on GreatSchools Ratings, check our frequently asked questions.
  • Some test subjects count more than others in the API.
  • The API includes all 5 levels of proficiency (far below basic, below basic, basic, proficient or advanced), each receiving a different number of points toward the total API. The API is calculated this way to encourage improvement in test scores. GreatSchools Ratings use only the percent of students who scored at the proficient and advanced levels. GreatSchools Ratings show how the percentage of students on grade level at a school compared to schools across the state.

 

 

My Listing!! 1089 Tekman Dr SAN JOSE, CA 95122

這是我本周上市的一個Listing,

地點很好,就在Tully Road旁,開車三分鐘就可以上101,算是鬧中取靜的好區。

這個Condo距離Kelley Park/Japanese Friendship Garden日本公園, Sharks Ice, and San Jose Giants Stadium. 開車到獅子城 Lion Supermarket, Grand Century Shopping Center and小西貢 Walmart都在六分鐘左右.

這間房子不像其他1B1B,還有一個餐廳的位置跟小陽台。歡迎來參觀!This home offers a quiet and serene lifestyle. Excellent for first time homeowner or investor. Open-house this weekend, on December 12th/13th, 19th/20th from 1:30-4:30 PM.

Call me if you have any questions!

https://www.redfin.com/CA/San-Jose/1089-Tekman-Dr-95122/home/1616380

We welcome other sellers!

We make all the necessary research to sell your home at the right price!!!

  1. We order all the required documents for you to sell your home*.
  2. We prepare all the Seller’s disclosures for you to sign.
  3. We design and print color flyer at no extra cost to you.
  4. We pay to advertise open house for your property on major local newspaper or websites or to order virtual tour per your request.
  5. We open house for you every weekend until it sells.
  6. We can help your buyer obtain mortgage and get your home to be sold smoothly.
  7. We review all offers with you together and negotiate to get the possible best deal.
  8. We go through the entire escrow period; help you avoid problems.
  • We coordinate for you with all transaction-related professionals and inspectors.
  • We make sure all legal documents signed by both you and Buyer.
  • We follow through the escrow until it’s closing.
  • We will reimburse house cleaning & yard clean up cost after closing.

*Inspections performed by qualified inspectors will be charged on seller.

**We urge you to list your home on MLS for more prospective buyers/agents seeing your property. Usually 2.5% or 3% of sales price pays buyer’s agent.

舊金山灣區 南灣 房地產 201511月最新數據報告

淡季不淡,市況「蠢蠢欲動」

12月已經7日,忙到現在才有空檔寫寫最新的買氣報告。奇怪,不是淡季嗎?可是我還是好忙呀!

沒錯,是淡了一點,冬季買氣絕對不如夏季炙熱,但是市場依然溫暖,昨天(12/6)在South San Jose 幫同事Open House,來了17組共40人,套一句同事說的話,大家已經「蠢蠢欲動。」

前幾天參加一個美國華人經紀人的晚宴,Green Valley Realty受邀參加,我也很榮幸地參與其中,老闆與公司業績前幾名的同事不約而同地認為:「過了感恩節,大家都以為12月是淡季,準備過聖誕節並迎接新年,沒想到升息疑慮未減,房市依然蠢蠢欲動。」雖然11月釋出量少,導致成交量縮,但是數字會說話,好區的成交行情依然不為所動,繼續穩定維持小小的漲幅。

來看看11月的成交市況吧!(2015年11月MLS資料庫,反映2015年10月買氣)

先來看看南灣的綜合買氣,下列數據包括San Jose, Santa Clara, Sunnyvale, Cupertino, Saratoga, Los Gatos。再往下細看各地區分析。

All house
2014/12~2015/11 South Bay House Chart

Nov 2015平均加價率102.7 %  銷售天數達31

以下為主要City的成交市況

這是Sunnyvale只看 House的狀況

19 HOuse
2014/12~2015/11 Sunnyvale House Chart ↑

Sunnyvale House Nov 2015加價率 105.6%但是平均成交天數為13天,跟今年6月賣的一樣快。勝過於7月~10月需要15~19天才能賣掉。

18H
↑ 2014/12~2015/11 Cupertino House Chart

Cupertino 的House 11月平均加價率為103.9%,平均成交天數增加至33天,大家注意一下11月的加價率從10月後到底又微幅上升,市場果真是買盤還在,「跌不下去」,繼~續~漲!

8 House
↑ 2014/12~2015/11 Santa Clara House Chart

Santa Clara受惠於Sunnyvale & Cupertino 擴散效應影響,今年漲得很多,是矽谷地區百萬元還能買到好房子的地方,雖然沒有太多好學區,不過地點優勢,最近也是很多年輕人的新寵。平均加價率維持104.5%,成交天數也不離譜,24天還算是中間值。

5
2014/12~2015/11 Berryessa

Berryessa很好玩,買氣很穩定,大概都是20餘天成交,特別的是又看到除了Cupertino之外加價率回升的一區。

你想找房子嗎?

對其他區域有興趣嗎

歡迎利用以下方式與我聯繫

  • FB/電郵:chienmingwei@gmail.com
  • 微訊:maggiechien002
  • LINE:chienmingwei

灣區房地產201509月最新數據報告

Here is the latest market analysis by Maggie Chien.  I just finished house market research about South bay, part of east bay and also Berryessa.  Time frame is from Sep 2014 to Aug 2015.  Postal City is Palo alto, Mountain View, Sunnyvale, Cupertino, Fremont, Milpitas, Berryessa.  Property Type is Residential.  Property Sub Type is one of ‘Single Family Home’, ‘Condominium’, ‘Town house’.

一個月又過了,我為各位奉上九月初最新的市場資訊,不過八月成交狀況顯示的其實是六到七月的買氣,其中加價率可以解釋為購買力,部分區域雖然看見衰退,但是Palo alto (14.5%)、Mountian (12.6%)、Cupertino (11%)還是至少要加價一成才買的到房子,部分區域加價率稍有滑落,像是Sunnyvale從11%左右降至9%,Fremnot 小幅跌落1%降至加價率4.5%,Milpitas降至3.5%,Berryessa顯示持平狀態,加價率維持在5~6%之間。

加價率的調整,與市場需求、房價已高有很大的關係,這是最基本的經濟供需法則,市場上仍有買家相挺,但是如果有積極看屋者就知道,好房子實在不多,心裡滿意的,口袋都跟不上腳步,買得起的,都需要大力整裝一番,如果客人有實力,我乾脆建議他們買的便宜一點的爛房子,低於市價10%,把那個10%拿來裝修房屋,也可以選擇自己滿意的配備,不過當然不是每一個客人都有這種時間成本的。

以下為南灣、東灣部分地區平均在市場上的天數與加價率最新數字,僅有住宅類且不分產品,若需特殊區域、產品分析,請與我聯繫。

通常特殊市場分析,我經常用到是在出價之前,提供我的客戶該城市、該社區、或該屋近1 mile 以內類似產品的數據分析等,同學區、同性質產品近期銷售最新市況,合理出價,不是瞞天喊價。

Palo Alto Avg DOM & Sale to List Price Ratio
Palo Alto Avg DOM & Sale to List Price Ratio.

Palo Alto↑、Mountain View ↓成交天數維持低檔,6~7月加價率維持高水平,好屋難求、買盤強勁。

Mountain View Avg DOM & Sale to List Price Ratio
Mountain View Avg DOM & Sale to List Price Ratio
Sunnyvale Avg DOM & Sale to List Price Ratio
Sunnyvale Avg DOM & Sale to List Price Ratio

Sunnyvale & Cupertino 成交日期近三個月明顯拉長,↑Sunnyvale 加價率持續萎縮,Cupertino↓下圖 加價率見到彈升。

Cupertino Avg DOM & Sale to List Price Ratio
Cupertino Avg DOM & Sale to List Price Ratio
Berryessa Avg DOM & Sale to List Price Ratio
Berryessa Avg DOM & Sale to List Price Ratio

Berryessa 維持穩定,這地區因為產品好壞非常兩極,唯不少Owner occupied的房子,影響銷售天數頗大。

Milpitas Avg DOM & Sale to List Price Ratio
Milpitas Avg DOM & Sale to List Price Ratio

Fremnot & Milpitas地區成交天數維持穩定,加價率受到7/21地震影響,可能會稍微影響買氣。

Fremont Avg DOM & Sale to List Price Ratio
Fremont Avg DOM & Sale to List Price Ratio

住灣區,想買房!怎麼找房產經紀人?

茫茫人海,誰能信賴?

買房步驟之初,一定要找一個信任的Agent、(又稱房仲、經紀、Realtor),如果剛到美國人生地不熟,可以從下列幾項要點觀察,選擇您信賴的房地產經紀人。

個人認為,專業房仲必須具備下列幾點

(一) 售屋前的財務分析、買房指引、針對買方的區域分析

(二) 懂房子、熟流程,知道如何看房子,合法揭示房子優缺點,知道建築結構、建材差異,能為你解釋、讀上disclosure (屋況清單)、契約、甚至是賣方出示的報告書,知道如何與賣方經紀人交涉,後續談妥任何協定等。

(三) 熟習區域、生活機能學區劃分,能為將來的生活助上一臂之力。

(四) 了解貸款流程、稅金、金流、closing cost (買房交易支出)等相關流程

(五) 知道如何為買、賣方做出市場分析、合理出價、定價,不是追高價錢,尤其是買方房經紀,雖然北加州都是追加價格,90%以上個案例都是價高者得房,但是仍須以屋況、學區、小環境合理鑑價、合理出價!

(六) 不會造成買、賣雙方壓力、恐慌與額外的負擔。

有人跟我說,「買賣房屋可以自己來,根本就不需要房仲!」我笑而不答。

在美國,買房、賣房之間,交予專業人士,擁有更多的資源平台共享,房仲須顧及專業能力甚至法律責任,就財務上、安全上、法律上、都能規避一定的風險,加上買方並不需要負擔額外仲介費用 (加州是由賣方Listing Owner 來負擔買賣雙方的房仲費用),計畫買屋前,先找一位專業房仲,絕對是買房必備條件。

買房之前應該建議找自己順眼的房仲聊一聊,看看他是否具備這些能力,我在台灣當房地產記者的時候,也採訪過百位以上房仲,因為房仲業門檻並不高,因此素質落差頗大,當然有很多我所尊敬的前輩,各有房地產上的專業領域與一番本領讓人激賞,但是我相信,除了專業上的選擇,終究會回到緣分、人與人相處的感覺來選擇你的房仲。

如果你(妳)覺得他專業,請相信他(她)、信賴他(她),雙方都覺得舒服、安心,才能一起協力為一個家圓夢。


任何售屋、買房、租屋、需求

歡迎利用以下方式與我聯繫

  • FB/電郵:chienmingwei@gmail.com
  • 微訊:maggiechien002
  • LINE:chienmingwei

Ming Wei Chien (Maggie)
Cell: 408-505-3003
Email: chienmingwei@gmail.com
BRE #01973756

2015 Licensed Realtor / 2019 Licensed Broker

2015年6 月,矽谷Sunnyvale房價再創新高

六月已經結束,我將Sunnyvale 行情整理一番。

數據全數來自MLS統計資料,我在這裡僅做Single Family的分析供參考,若須Condo, Townhouse資料,請找我洽詢,無論何種產品,我都將提供完整的數據分析,加價技巧,助您買房。

Sunnyvale House行情均價 $1,468,772 . 成交價格1.47million,成交量較前三個月縮減。平均成交天數13天。

成交量持續萎縮,但是買房出價動能依然強,

尤其在94087因為不少 Cupertino Union 與Cherry Chase好學區,加價幅度不減。

Sale price to list price ratio is 117.3% in Jun.

Time frame is from Jul 2014 to Jun 2015 Postal City is 'Sunnyvale' Property Type is 'Residential' Property Sub Type is 'Single Family Home' Results calculated from approximately 630 listings
Time frame is from Jul 2014 to Jun 2015
Postal City is ‘Sunnyvale’
Property Type is ‘Residential’
Property Sub Type is ‘Single Family Home’
Results calculated from approximately 630 listings

(點圖可以放大)

94087 (Sunnyvale, 因為有Homestead high, Cupertino好學區支撐,加價比率較高,民眾搶屋很積極)

“Sale price to list price ratio" is 117.3% in Jun, lower than 118.1% in May, higher than 116.3% in Apr.  Compare to 120.5~121.8% during Feb and Mar. Buyers don’t add as much money as 1st quarter.

Day to sell" in Jun of single family in 94087, only takes 10 average days to sell. Compare to 9 days in Feb and Mar, 11 days in Apr.  The ‘’Day to sell’’ in Jun means the market is still hot.

94086

“Sale price to list price ratio" is 109.7% in Jun, lower than 116.1% in May, 116.2% in Apr. .  Compare to about 111%,114% in Feb and Mar. Buyers don’t add as much money as 1st quarter.

“Day to sell" in Jun of single family in 94086, only takes 10 average days to sell. Compare to 21 and 11 days in Feb and Mar, 14 days in Apr.  The ‘’Day to sell’’ in Jun means the market is still hot.

Time frame is from Jan 2010 to Jun 2015 Postal City is 'Sunnyvale' Property Type is 'Residential' Property Sub Type is 'Single Family Home' Results calculated from approximately 3,300 listings
Time frame is from Jan 2010 to Jun 2015
Postal City is ‘Sunnyvale’
Property Type is ‘Residential’
Property Sub Type is ‘Single Family Home’
Results calculated from approximately 3,300 listings

這是近五年Sunnyvale價量,紅色為價、綠色為量,僅做Single Family的統計表。2015年僅統計到6月,因此量約一半,但是我大膽預估,因為高房價(買房躊躇)與周邊房價直漲(賣方賣了不知道該往哪裡住),今年成交量應會減縮,總成交量將低於過去四年的平均值。稍晚再來寫兵家必爭之地Cupertino!

2014年3月~2015年3月 中國人首次成為美房市最大海外買家

(大紀元記者李默迪綜合報導)美國房地產經紀人協會(National Association of Realtors)最新統計數據顯示,購買美國房產的國際客戶中,中國人首超加拿大人,購買量和消費額方面都是美國房市最大的海外買家。

據《華爾街日報》報導,調查涵蓋從2014年3月到2015年3月的時間範圍。所有在美國購買獨立房和公寓的國際客戶中,中國人佔16%,數量最多,而且比2013年的12%又有所增加。其次是加拿大和印度客戶,分別佔14%和8%。

從房產消費額來看,同期內國際客戶在美國的房產消費總額為922億美元,其中中國客戶為286億美元,同樣位居榜首,而且比2013年增加了30%。加拿大和印度分別為112億和79億美元。

《金融時報》報導,同期內,中國人在美國的人均房產消費額為196萬美元,比美國本土人多三倍。

中國客戶平均每套房產消費也是最高,為83.18萬美元,高於國際客戶的平均值(49.96萬美元),其次為加拿大、印度、墨西哥和英國,但他們都低於國際客戶平均值。

中國人喜歡海外購房 原因何在

中國房地產專家艾敬偉(Ai Jingwei,音譯)說,實際上中國人在國內的購房空間很有限,美國經濟和房市復甦後,中國人開始轉向美國購房。

Juwai.com是一個幫助中國客戶購買海外房產的網站,其聯合首席執行官安德魯•泰勒(Andrew Taylor)表示,美國現存房產和在建房都比較有潛力,而且國際客戶的購房政策很自由,所以成為中國買家海外購房的首選。

根據Juwai.com網站對客戶的調查結果,2015年第一季度,中國客戶在美國購房較多的地區是洛杉磯、紐約市、休斯頓、舊金山,以及奧蘭多。

比較各州的情況看,中國人在加州購房最多,佔他們總購房量的30%,其次是華盛頓、紐約、馬塞諸塞州、伊利諾斯州和德州。

中國客戶70%用現金支付房款,高於美國國際客戶的平均值(55%),而美國本土人士的現金支付率只有25%。

《金融時報》文章還提到,其實,從世界範圍來看,中國人也是西方各個大都市最大的房產買家,比如紐約、倫敦、悉尼、溫哥華、多倫多和奧克蘭等。

中國人大量湧入海外購房,主要是由於中國房產市場低迷,以及西方民主國家優質的教育體系和生活品質、完善的法律,以及買房後所享有的房產權。

但是業內人士認為,海外客戶,特別是中國人,對美國房市的需求的增加,會給美國本土人士帶來一定的負面影響。

MoneyWatch 專欄作家、在房產界有40年從業經歷的丹•巴納比克(Dan Barnabic)表示,美國大都市房產的這種高需求會導致房價不斷攀升,尤其是對美國中產階層人士來說,會超出他們的承受能力,進而使他們無力支付房產。現在一些城市正有這種趨勢,比如舊金山、紐約、丹佛、西雅圖等。

Ming Wei Chien (Maggie)
Cell: 408-505-3003
Email: chienmingwei@gmail.com
BRE #01973756

Green Valley Realty
Office: 408-512-5712 / Fax: 408-512-5717
19620 Stevens Creek Blvd. Ste 280
Cupertino, CA 95014

買房步驟 (一) Pre-approval letter

mortgage-preapproval

如果想在加州買房,尤其是首購族(First time buyer),除了現金買房,一定要先到自己常往來銀行辦一張Before buying a house, get pre-approval letter first.

Mortgage Pre-Approval (Letter) 這是下標房子一定要的半正式確認函

這是由銀行開出的證明,他從您的工作證明、信用分數、收入等條件,評估貸款條件,貸款評估信函(Pre-approval letter)具體描述可貸款金額、額度等評估。

如此一來,我們在看房子之前,才能衡量收入、自備款與可貸款金額去看這範圍的房子,可以避免錯估自己能力,造成出價(Make an offer)之後 因為貸款金額不足,造成對交易之間的拖延,或因此無法買房。

值得一提的是,常常也有客人,也許因為信用極佳,貸款條件好,可以購買超出預期所設下金額的房子。

我們先把Pre-approval letter做好,我們就可以開始去看房子了!

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如果沒有熟悉的銀行,我們公司也可以幫忙評估,需要您提供下列資料

Need:
1. Last 2 years W2 on your husband
(過去兩年的收入證明)
2. 2 most recent pay stubs for your husband
(近兩個月工資單)
3. 1 most recent bank statements (please provide all the bank accounts that you will use for the down pay of the purchase)
(近一個月銀行對帳單,如果有多家將用來繳付頭期款,請提供所有銀行)
4. If you both holds green card, please send me copies for the front and back sides of the card. (綠卡正反面影本)
If you hold H1 Visa or other type of Visa, please send me the paperwork.(工作簽證或合法居留美國簽證影本、證明)
5.  Need your car loan or car lease statement.
(汽車貸款對帳單或是租車證明對帳單)
6.  Need driver licenses copies for both of you.
(雙方駕照、護照影印本)
7.  Please complete the attached loan application as much as you can.
(我們貸款單位回寄送表格給您填寫)
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Before buying a house, get pre-approval letter first.

http://www.realtor.com/advice/finance/get-a-mortgage-preapproval/

Ming Wei Chien (Maggie)
Cell: 408-505-3003
Email: chienmingwei@gmail.com
BRE #01973756