Boutique community with only 10 units and 90% homeowner-occupied. This eight-year-old, corner unit, townhouse style condominium is near major freeways (87, 85, 280), mass transit (Tamien VTA/Caltrain station), and Willow Glen Village plaza. 3 Bedrooms/2.5 Bathrooms with bright and airy Living & Dining rooms. 3 assigned carport spaces provide lots of flexibility! In-unit full size laundry, dual pane windows. Beautiful oak hardwood floor throughout. Granite slab kitchen counter top. Security and intercom system wired-in. Gas fireplace with marble and decorative surround. 4 miles to the proposed SJ Google campus, 7 miles to SJ Airport and only 2 miles to downtown Willow Glen. HOA is $328 which includes water and garbage. Award winning Willow Glen schools.
六、了解買房流程跟時間：時間的掌握點很重要，為了避免急著買到房子，或是在這瘋狂的市場「搶」不到房子，我們要概抓一下時間，首先必須清楚知道租約到期時間、預先搬家所需繳交的違約金、如果需要month by month繼續租下去，需要多少時間給房東通知，又要繳多少房租，預期拿回多少押金。了解買房流程所需時間、了解什麼是「下offer」，什麼又是「Escrow、Title insurance…. 」什麼又是Close of Escrow? 等等。
八月、九月的市場行情報告，反應的正是今年暑假的市況，我的Broker說，今年的房市是前所未有的熱烈，其實觀察周末看房人潮、下offer數，以及下列表格所呈現的Days to Sell (上市到成交所需天數)，包括加價率也維持高檔，市況依然是供不應求，且相較於去年同期的成交量，其實listing數並沒有減少，成交天數減少許多，可見市場買氣非常濃厚。
Time frame is from Oct 2016 to Sep 2017 Postal City is ‘Sunnyvale‘ Property Type is ‘Residential’ Property Sub Type is one of ‘Single Family Home’, ‘Condominium’, ‘Townhouse’ Results calculated from approximately 920 listings
Time frame is from Oct 2016 to Sep 2017 Postal City is ‘Mountain View‘ Property Type is ‘Residential’ Property Sub Type is one of ‘Single Family Home’, ‘Condominium’, ‘Townhouse’ Results calculated from approximately 580 listings
Time frame is from Oct 2016 to Sep 2017 Postal City is ‘Los Altos‘ Property Type is ‘Residential’ Property Sub Type is one of ‘Single Family Home’, ‘Condominium’, ‘Townhouse’ Results calculated from approximately 360 listings
Time frame is from Oct 2016 to Sep 2017 Postal City is ‘Palo Alto‘ Property Type is ‘Residential’ Property Sub Type is one of ‘Single Family Home’, ‘Condominium’, ‘Townhouse’ Results calculated from approximately 450 listings
Time frame is from Oct 2016 to Sep 2017 Area Name is ‘8 – Santa Clara‘ Property Type is ‘Residential’ Property Sub Type is one of ‘Single Family Home’, ‘Condominium’, ‘Townhouse’ Results calculated from approximately 1,000 listings
Time frame is from Oct 2016 to Sep 2017 Area Name is ‘5 – Berryessa‘ Property Type is ‘Residential’ Property Sub Type is one of ‘Single Family Home’, ‘Condominium’, ‘Townhouse’ Results calculated from approximately 830 listings
Time frame is from Oct 2016 to Sep 2017 Area Name is ‘6 – Milpitas‘ Property Type is ‘Residential’ Property Sub Type is one of ‘Single Family Home’, ‘Condominium’, ‘Townhouse’ Results calculated from approximately 490 listings
Time frame is from Oct 2016 to Sep 2017 Postal City is ‘Cupertino‘ Property Type is ‘Residential’ Property Sub Type is one of ‘Single Family Home’, ‘Condominium’, ‘Townhouse’ Results calculated from approximately 330 listings
Time frame is from Oct 2016 to Sep 2017 Area Name is ‘3 – Evergreen‘ Property Type is ‘Residential’ Property Sub Type is one of ‘Single Family Home’, ‘Condominium’, ‘Townhouse’ Results calculated from approximately 860 listings
(一) Listings by Price Range (在Berryessa, Milpitas, Santa Clara, Campbell, Los Gatos, Saratoga, Cupertino, Sunnyvale. 房型為Singla Family，上市的房源價格分布)
上市的房源 價格分布
在Berryessa, Milpitas, Santa Clara, Campbell, Los Gatos, Saratoga, Cupertino, Sunnyvale. 房型為Singla Family，
在Berryessa, Milpitas, Santa Clara, Campbell, Los Gatos, Saratoga, Cupertino, Sunnyvale. 房型為Singla Family，成交的房源價格分布↓
成交的房源 價格分布
若以Berryessa, Milpitas, Santa Clara, Campbell, Los Gatos, Saratoga, Cupertino, Sunnyvale. House買家，大家可以看一下為數最多的主要購買價還是80~100萬元以及120~140萬元的買方居多。
三、房價繼續漲，已經連漲五年
Time frame is from Jan 2003 to Dec 2016 Area Name is one of ‘5 – Berryessa’, ’15 – Campbell’, ’18 – Cupertino’, ’16 – Los Gatos/Monte Sereno’, ‘8 – Santa Clara’, ’17 – Saratoga’, ’19 – Sunnyvale’ Property Type is ‘Residential’ Property Sub Type is ‘Single Family Home’ Results calculated from 53,595 listings
↑ Time frame is from Jan 2003 to Dec 2016 Area Name is one of ‘5 – Berryessa’, ’15 – Campbell’, ’18 – Cupertino’, ’16 – Los Gatos/Monte Sereno’, ‘8 – Santa Clara’, ’17 – Saratoga’, ’19 – Sunnyvale’ Property Type is ‘Residential’ Property Sub Type is ‘Condominium’ Results calculated from 11,869 listings
Time frame is from Jan 2003 to Dec 2016 Area Name is one of ‘5 – Berryessa’, ’15 – Campbell’, ’18 – Cupertino’, ’16 – Los Gatos/Monte Sereno’, ‘8 – Santa Clara’, ’17 – Saratoga’, ’19 – Sunnyvale’ Property Type is ‘Residential’ Property Sub Type is ‘Townhouse’ Results calculated from 12,950 listings
不過8月時市場上又回歸4月份時的熱絡，我們可以在部分城市看到加價率又回升的案例(像是Palo Alto, Cupertino, Santa Clara, Mountain View等，請參考下面房價走勢圖)，顯示市場稍微回溫，尤其是精華區、好地段域表現更加明顯。
淡季要來了！
本周的長周末(Labor day weekend)是傳統旺季，照理說，市場上會有大量房子推出，但是至今看來是還好，也呈現往年銷售量到九月就開始收縮的型態，秋冬之後，本來就是矽谷房市淡季，但是也是有機會撿到便宜的季節，房價總是在10~1月份穩定，甚至有時候能用可以用listing price 或是低於 listing price買到，直到2月就開始跳漲10%，已經連續好幾年均是如此，想買自住房的，請把握秋冬的機會，但是能選的房子也會相對減少許多。
Time frame is from Jan 2008 to Dec 2016 Postal City is one of ‘Cupertino’, ‘Mountain View’, ‘Palo Alto’, ‘San Jose’, ‘Santa Clara’, ‘Sunnyvale’ Property Type is ‘Residential’ Property Sub Type is one of ‘Single Family Home’, ‘Condominium’, ‘Townhouse’ Results calculated from 101,567 listings
近八年房價走勢 Time frame is from Jan 2011 to Aug 2016 Postal City is one of ‘Cupertino’, ‘Mountain View’, ‘Palo Alto’, ‘San Jose’, ‘Santa Clara’, ‘Sunnyvale’ Property Type is ‘Residential’ Property Sub Type is one of ‘Single Family Home’, ‘Condominium’, ‘Townhouse’ Results calculated from 67,482 listings
Time frame is from Sep 2015 to Aug 2016 Postal City is ‘Palo Alto’ Property Type is ‘Residential’ Property Sub Type is one of ‘Single Family Home’, ‘Condominium’, ‘Townhouse’ Results calculated from approximately 420 listings
Time frame is from Sep 2015 to Aug 2016 Postal City is ‘Mountain View’ Property Type is ‘Residential’ Property Sub Type is one of ‘Single Family Home’, ‘Condominium’, ‘Townhouse’ Results calculated from approximately 560 listings
今年漲很大，且近幾個月釋出量最多的Berryessa，加價率穩定未深跌，後續值得關注。 Time frame is from Sep 2015 to Aug 2016 Area Name is ‘5 – Berryessa’ Property Type is ‘Residential’ Property Sub Type is one of ‘Single Family Home’, ‘Condominium’, ‘Townhouse’ Results calculated from approximately 800 listings
Sunnyvale看起來是加價率大幅下跌，其實是市場上出現的產品都很兩光所致，很多1間廁所的，或是在大型apartment社區附近的，誰要加價買啊？ 別擔心，下個月加價率肯定又回來了。 Time frame is from Sep 2015 to Aug 2016 Postal City is ‘Sunnyvale’ Property Type is ‘Residential’ Property Sub Type is one of ‘Single Family Home’, ‘Condominium’, ‘Townhouse’ Results calculated from approximately 880 listings
Santa clara 好區還是要加個10% 才拿的到喔！ Time frame is from Sep 2015 to Aug 2016 Postal City is ‘Santa Clara’ Property Type is ‘Residential’ Property Sub Type is one of ‘Single Family Home’, ‘Condominium’, ‘Townhouse’ Results calculated from approximately 910 listings
Newly remodeled condominium located in a quiet neighborhood on the Los Altos and Palo Alto border. Close to downtown shopping and dining. Gourmet kitchen includes custom cabinetry, granite slab counters and stainless appliance. Spacious Living room & Dining area with sliding door leads to private patio area. Large Master Suite with Den and Walk-in closet. Master bath with dual vanities. Hardwood floor, Central air conditioning, Dual pane windows, 2 designated gated underground parking spaces. Interior Laundry. Excellent Los Altos Schools!!
Q:Should I buy a house for 400K or rent a apt for 2400/month?
Since your rent is pretty high, I will suggest that you just buy a condo.
I believe you did some math already.
Let’s compare renting an apt for $2400 vs. buying a 400K condo.
If you buy a 400K house with 320K, 30 fixed rate 3.75% mortgage.
Mortgage monthly payment is $1481
Property tax:$416 /month
HOA: $250~300/month
Insurance: $20/month
1481+416+300+20=2217/month
From the above, it’s already cheaper than what you are paying per month for rent, but it requires that you have a $80K down payment available.
Mortgage interest and property tax are tax deductible:
The first 48 month, mortgage interest accrues to $46,216. Property Tax (assuming 2.5% annual increase) is around $20762. The tax break is roughly $23K (assuming 35% tax rate).
With that said, 48 months of living in your condo will cost you:
$46216 (interest) + $20762 (property tax) – $23000 (tax break) + $12000 (HOA) + $960 (insurance) ~ $57K.
If you can get 5% annual return on your $80K down payment (if you had invested it rather than buying a house), the “cost” there is $17.2K.
So, the total cost is $74.2K. That’s still significantly less than $115K that you paid in rent over the same period. When you sell the house, there’s ~5% commission, which is $20K (at $400K sale price, assuming no gain). Your total cost is $94K assuming a flat house price. You can easily add or subtract from that number based on your forecast.
Therefore, I know you probably will choose to buy a condo than paying rent.
