2015年6 月,矽谷Sunnyvale房價再創新高

六月已經結束,我將Sunnyvale 行情整理一番。

數據全數來自MLS統計資料,我在這裡僅做Single Family的分析供參考,若須Condo, Townhouse資料,請找我洽詢,無論何種產品,我都將提供完整的數據分析,加價技巧,助您買房。

Sunnyvale House行情均價 $1,468,772 . 成交價格1.47million,成交量較前三個月縮減。平均成交天數13天。


尤其在94087因為不少 Cupertino Union 與Cherry Chase好學區,加價幅度不減。

Sale price to list price ratio is 117.3% in Jun.

Time frame is from Jul 2014 to Jun 2015 Postal City is 'Sunnyvale' Property Type is 'Residential' Property Sub Type is 'Single Family Home' Results calculated from approximately 630 listings
Time frame is from Jul 2014 to Jun 2015
Postal City is ‘Sunnyvale’
Property Type is ‘Residential’
Property Sub Type is ‘Single Family Home’
Results calculated from approximately 630 listings


94087 (Sunnyvale, 因為有Homestead high, Cupertino好學區支撐,加價比率較高,民眾搶屋很積極)

”Sale price to list price ratio” is 117.3% in Jun, lower than 118.1% in May, higher than 116.3% in Apr.  Compare to 120.5~121.8% during Feb and Mar. Buyers don’t add as much money as 1st quarter.

Day to sell” in Jun of single family in 94087, only takes 10 average days to sell. Compare to 9 days in Feb and Mar, 11 days in Apr.  The ‘’Day to sell’’ in Jun means the market is still hot.


”Sale price to list price ratio” is 109.7% in Jun, lower than 116.1% in May, 116.2% in Apr. .  Compare to about 111%,114% in Feb and Mar. Buyers don’t add as much money as 1st quarter.

”Day to sell” in Jun of single family in 94086, only takes 10 average days to sell. Compare to 21 and 11 days in Feb and Mar, 14 days in Apr.  The ‘’Day to sell’’ in Jun means the market is still hot.

Time frame is from Jan 2010 to Jun 2015 Postal City is 'Sunnyvale' Property Type is 'Residential' Property Sub Type is 'Single Family Home' Results calculated from approximately 3,300 listings
Time frame is from Jan 2010 to Jun 2015
Postal City is ‘Sunnyvale’
Property Type is ‘Residential’
Property Sub Type is ‘Single Family Home’
Results calculated from approximately 3,300 listings

這是近五年Sunnyvale價量,紅色為價、綠色為量,僅做Single Family的統計表。2015年僅統計到6月,因此量約一半,但是我大膽預估,因為高房價(買房躊躇)與周邊房價直漲(賣方賣了不知道該往哪裡住),今年成交量應會減縮,總成交量將低於過去四年的平均值。稍晚再來寫兵家必爭之地Cupertino!

貸款術語名詞解釋 (Glossary of Mortgage Terms)

Annual Percentage Rate (APR)總費用年百分率: The rate of interest on a yearly basis, which includes charges on the mortgage loan and the interest payment.

Adjustable Rate Mortgage (ARM)浮動式利率: A home loan program in which the interest rate and the monthly payment are adjusted at regular intervals according to the changes in a specified index.

Bridge loan幫助買房的短期信貸: A short-term loan used to quickly effect a sale while pending more conventional real estate financing. While not popular, a bridge loan can be useful particularly for certain commercial real estate deals.

Credit Score信用分數: A numerical quantity reflecting a borrower’s credit worthiness. Used by lenders to find out the risk in approving a home loan.

Closing貸款過程到交屋: The final step in the loan process when the seller transfers title to the buyer, the buyer signs the loan documents and receives the loan amount from the lender.

Closing Costs買房過程到交屋費用: Fees paid by the borrower at closing. These include charges for originating and processing the loan.

Closing Disclosure (CD)揭示所有貸款、買房費用: This will replace final Truth-In-Lending Disclosure (TIL) and final HUD-1.

Contingency搓合時期: Any one of a number of common clauses added to real estate agreements that provide buyer or seller rights during various stages of a transaction.

Deed契約: An official and public document that establishes property ownership.

Default違約: Inability of borrower to make regular and consecutive payments on a loan.

Depreciation折舊: The measure of loss in value of a home or property. Depreciation could be driven by poor economic factors or property damage.

Down Payment頭期款: The amount of cash, which the homebuyer pays towards the purchase price at closing.

Debt-to-income ratio (DTI):負債比 The ratio of the monthly debt to the pre-tax gross monthly income.

Escrow Account代書帳戶: Bank account into which lender deposits part of the monthly payments made by borrower. The deposits include payments towards property taxes, homeowners insurance and mortgage insurance.

Fixed Rate Mortgage固定利率: A home loan program on which the interest rate does not vary throughout the life of the loan.

FHA聯邦優惠貸款: Federal Housing Administration.

Housing Ratio: The ratio of the monthly housing costs to the pre-tax gross monthly income.

Intent To Proceed (ITP): No fee may be collected other than for a credit report before (ITP) is received.

Loan Estimate (LE): This will replace initial Truth-In-Lending Disclosure (TIL) and Good Faith Estimate (GFE).

Maturity: Typically applied to the term of a home loan or mortgage; the life span of a mortgage; for example, a 15-year loan matures in 15 years, the period of time in which the debt must be paid off.

Mortgagee and Mortgagor: The former is the lender offering the loan and the latter is the borrower.

Mortgage: A legal process by which you can take out a loan against your own property – residential or commercial. The same property is held as the security for the repayment of the debt.

Mortgage Note: It is your written promise to pay off the loan amount on certain terms and conditions. The note also mentions what the lender is likely to do if you default.

Payment Cap: For an adjustable rate mortgage, this is the maximum payment amount a buyer could ever be expected to pay per month.

Pre-qualification貸款試算表: The process in which a homebuyer may find out how much of a home loan he or she would be approved for with a lender; gives many buyers more flexibility when shopping for a home.

Private Mortgage Insurance: Insurance policy offered by an insurance company in order to protect the lender from losses if the borrower defaults on his payments.

Rate lock/Lock-in鎖定利率: A written commitment, which guarantees a fixed rate on your loan for a certain time period before closing. Usually, rates are locked for 30, 45 or 90 days till the closing date.

Short sale短期急售: Useful tool for lenders and homeowners when foreclosure could be a worst-case scenario. In a real estate short-sale lenders give homeowners permission to discount the home value (an outstanding loan balance) to affect a quick sale, thereby averting foreclosure.

Title產權: The official document used in the real estate industry that specifies at any one time that owns a piece of property.

Title Company產權公司: A title company typically handles all tasks associated with the property title, including insurance and search.

Title insurance產權保險: Insurance taken out on the property title that protects both borrower and lender in the event of a title dispute.

Total Interest Percentage (TIP)總費用年百分率: The total amount of interest paid over the loan term as a percentage of the loan amount.

Underwriter 貸款審核員: The company or service that evaluates a borrower’s creditworthiness prior to loan and mortgage approval.

Ming Wei Chien (Maggie)
Cell: 408-505-3003
Email: chienmingwei@gmail.com
BRE #01973756

Green Valley Realty
Office: 408-512-5712 / Fax: 408-512-5717
19620 Stevens Creek Blvd. Ste 280
Cupertino, CA 95014

2014年3月~2015年3月 中國人首次成為美房市最大海外買家

(大紀元記者李默迪綜合報導)美國房地產經紀人協會(National Association of Realtors)最新統計數據顯示,購買美國房產的國際客戶中,中國人首超加拿大人,購買量和消費額方面都是美國房市最大的海外買家。





中國人喜歡海外購房 原因何在

中國房地產專家艾敬偉(Ai Jingwei,音譯)說,實際上中國人在國內的購房空間很有限,美國經濟和房市復甦後,中國人開始轉向美國購房。

Juwai.com是一個幫助中國客戶購買海外房產的網站,其聯合首席執行官安德魯•泰勒(Andrew Taylor)表示,美國現存房產和在建房都比較有潛力,而且國際客戶的購房政策很自由,所以成為中國買家海外購房的首選。







MoneyWatch 專欄作家、在房產界有40年從業經歷的丹•巴納比克(Dan Barnabic)表示,美國大都市房產的這種高需求會導致房價不斷攀升,尤其是對美國中產階層人士來說,會超出他們的承受能力,進而使他們無力支付房產。現在一些城市正有這種趨勢,比如舊金山、紐約、丹佛、西雅圖等。

Ming Wei Chien (Maggie)
Cell: 408-505-3003
Email: chienmingwei@gmail.com
BRE #01973756

Green Valley Realty
Office: 408-512-5712 / Fax: 408-512-5717
19620 Stevens Creek Blvd. Ste 280
Cupertino, CA 95014

矽谷買房子/ 租房子,哪一個划得來?Trulia的Rent vs. Buy計算器

找到了Trulia有一款很好用的工具——「Rent vs. Buy計算器」



http://www.realtor.com 也有這項工具





Ming Wei Chien (Maggie)
Cell: 408-505-3003
Email: chienmingwei@gmail.com
BRE #01973756

投資加州商業地產 紮好五步基本功 (轉載自大紀元)























Ming Wei Chien (Maggie)
Cell: 408-505-3003
Email: chienmingwei@gmail.com
BRE #01973756

買房步驟 (一) Pre-Approval Letter


如果想在加州買房,尤其是首購族(First time buyer),除了現金買房,一定要先到自己常往來銀行辦一張Before buying a house, get pre-approval letter first.

Mortgage Pre-Approval (Letter) 這是下標房子一定要的半正式確認函

這是由銀行開出的證明,他從您的工作證明、信用分數、收入等條件,評估貸款條件,貸款評估信函(Pre-approval letter)具體描述可貸款金額、額度等評估。

如此一來,我們在看房子之前,才能衡量收入、自備款與可貸款金額去看這範圍的房子,可以避免錯估自己能力,造成出價(Make an offer)之後 因為貸款金額不足,造成對交易之間的拖延,或因此無法買房。


我們先把Pre-approval letter做好,我們就可以開始去看房子了!



1. Last 2 years W2 on your husband
2. 2 most recent pay stubs for your husband
3. 1 most recent bank statements (please provide all the bank accounts that you will use for the down pay of the purchase)
4. If you both holds green card, please send me copies for the front and back sides of the card. (綠卡正反面影本)
If you hold H1 Visa or other type of Visa, please send me the paperwork.(工作簽證或合法居留美國簽證影本、證明)
5.  Need your car loan or car lease statement.
6.  Need driver licenses copies for both of you.
7.  Please complete the attached loan application as much as you can.

Before buying a house, get pre-approval letter first.

What Does Mortgage Pre-Approval Mean? A Major Advantage When Buying a Home

Ming Wei Chien (Maggie)
Cell: 408-505-3003
Email: chienmingwei@gmail.com
BRE #01973756

認識 Maggie Chien




關於賣房,房價評估、市場分析、修繕建議、上市時間建議、Staging評估、風格挑選、行銷方式分析、海報、Post、媒體推廣、行銷媒體選擇、挑選offer輔助,後續交屋,都是我擔任賣房經紀人時的職責。 Maggie怎麼幫你賣房系列文章





  • 電話/簡訊  408-505-3003 (如未接聽請留言)
  • 電郵: chienmingwei@gmail.com
  • LINE: chienmingwei

全職加州地產經理 CA Real Estate Broker、National Board of Realtors、California Association of Realtors、以及 Silicon Valley Association of Realtors的會員。DRE#01973756
I am a California realtor/broker associate in the Silicon Valley, currently working with Keller Williams Realty.

I have always had a passion for Real Estate.  As an Editor/Journalist in Taiwan, I had written hundreds of news articles covering Real Estate and Interior Design.  After moving to the SF Bay Area in 2014, I followed my passion and embarked on a successful career as a Real Estate agent/broker.

For my buying clients, I understand home ownership is a big part of the American Dream and I will help you to achieve this goal with logic and data:

–          Find/compare/verify the house of your need

–          Review all property inspection reports, seller disclosures, permit history, HOA docs, etc. with you

–          Explain all contractual documents to help you make the strongest offer with confidence

–          Share a buyer’s only checklist with you prior to making an offer

For my selling clients, I understand it can be a very stressful process determining when to sell, how to price and market the house.  I will greatly reduce your burden by:

–          Thorough analysis on market condition, timing and price

–          Prepare all documents and escrow account

–          Touch up/renovate the house with my team of contractors

–          Showcase the house with professional staging

–          Advertise and conduct open house

–          Review and select the strongest offer with confidence

Cell Phone  408-505-3003

FB/email  chienmingwei@gmail.com

Wechat  maggiechien002

LINE  chienmingwei

Like my fans page to follow the latest real estate news:Maggie Chien

Check my review and call for a free consultation today

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