註1 考英文跟數學的註解，In 2021-2022, California tested students using the California Assessment of Student Performance and Progress (CAASPP), administered through the online Smarter Balanced Summative Assessments. These are comprehensive, end-of-year assessments of grade-level learning that measure progress toward college and career readiness. Each test, English language arts/literacy (ELA) and mathematics is comprised of two parts: (1) a computer adaptive test and (2) a performance task; administered within a 12-week window beginning at 66 percent of the instructional year for grades three through eight, or within in a 7-week window beginning at 80 percent of the instructional year for grade eleven. The summative assessments are aligned with the Common Core State Standards (CCSS) for ELA and mathematics. The tests capitalize on the strengths of computer adaptive testing-efficient and precise measurement across the full range of achievement and timely turnaround of results.
註2 The California Science Test (CAST) is an online assessment based on the California Next Generation Science Standards (CA NGSS) . All local educational agencies (LEAs) with eligible students in grades five and eight and in high school (grade ten, eleven, or twelve) administer the CAST. Every device used for testing must have the secure browser installed. Stable, high-speed Internet is required. The CAST is administered in grades five and eight and once to each student while that student is in high school. All students must take the CAST by the end of grade twelve, but have the option of testing in grade ten or grade eleven.
買房有貸款，貸款成本包括估價師費用$700-$1400、銀行手續費(大概有Processing/Underwriting Fees, Document Preparation Fees, Funding Fees, Tax Service, Flood Certificates, etc.)大約$2000~$4000，有些銀行因為客戶的信用不佳、或想buy down the rate、或外國人沒有信用可能會收Point(%)，常聽到收1個point就是貸款金額的1%，借貸50萬元就是另收$5000。 No point no fee是最好的情況，但是依照個人信用有別。
依照縣市習慣不同，買方會需負擔的產權保險費Title insurance Owners’ Title Insurance Fee +如果有貸款也需要付 Lender’s Title Insurance Fee，依照房屋所在地則會有 City transfer tax，至於誰該付什麼並沒有硬性規定，我們都遵照地方習慣，誰來付款可以參考這裡http://chicagotitletransfertax.com/
TOP 1% 全職加州地產經理 CA Real Estate Broker、National Board of Realtors、California Association of Realtors、以及 Silicon Valley Association of Realtors的會員。DRE#01973756
賣方經紀收到任何offer，一定要present給賣家，如果不想收到買方信件，賣方經紀可以在我們MLS 平台明白表示， “Per seller instruction, buyer letters that accompany an offer will not be presented to seller. If a buyer letter cannot be separated from the offer, the entire offer shall be returned to buyer or buyer’s agent.”
我的中文名字是簡明葳，大家都叫我Maggie，我有Realtor & Broker DRE#01973756 執照。是 National Board of Realtors、California Association of Realtors、以及 Silicon Valley Association of Realtors的會員。若您有其他關於矽谷置產問題，或是買賣房屋的需求。請利用以下方式與我聯繫、預約看房或賣房分析
