San Jose Permit
「我要是重新再選擇一次，我不會讓我孩子去念Monta Vista ，Pidmont High也很好啊，我兒子在ＭＶ只是前２０％，他沒有高中生活，一直在念書，如果到競爭少一點點的學校，他會不會比較快樂我無法確定，但是他排名一定會很前面，史丹佛只要全校的第一名，在名校的孩子，實在很可憐．．．」
Rather, the API is a school performance measurement system that was first developed as part of California’s 1999 Public Schools Accountability Act. Each year, the state calculates the Base API for each school to establish a baseline for the school’s academic performance, and it sets an annual target for growth. Each summer, the state announces the Growth API for each school, which reflects growth in the API from year to year.
The 2011 Base API, released in May 2012, is calculated using each school’s test results from the California Standards Tests (CSTs — state tests designed to see how students are learning state standards), the California Modified Assessment (CMA), the California Alternate Performance Assessment (CAPA) and the California High School Exit Examination (CAHSEE).
The 2012 Growth API, which will be released in September 2012, shows the school’s academic growth for the year. It is calculated in the same way as the 2011 Base API.
The API can be used to see how well a school did on tests in any given year, as well as to track school progress over time. Each year, parents can review a school’s API number, which shows how well it did relative to the state’s goal of 800, and also check the school’s growth from the previous year. To make it an accurate measure of school improvement, the Base API calculation only includes test results of students who were in the district during the previous school year. The Growth API is calculated using results of students from the current school year.
Due to the spotlight on API results from newspapers and the state, schools are under tremendous pressure to increase test scores and improve their APIs. While some argue that this pressure encourages schools to improve classroom instruction, others are afraid that schools will shortchange rich curricular programs in favor of test preparation drills.
As a parent, you may have heard people say things like, “The school has an API of 750, so it must be a great school,” or “The API is only 550? What’s wrong with this school?” While these simple assessments are tempting, be careful about jumping to conclusions based on a school’s API alone. Before making any overall judgments about a school’s quality, be sure to look at its API improvement as well as other key factors, including teacher experience, parent involvement and special programs.
The API is designed to show how well schools are serving students across all ethnic and socioeconomic groups. For this reason, separate APIs are calculated for each of a school’s statistically significant subgroups, which include any ethnic groups that account for a significant percentage of the school’s population. If “numerically significant,” APIs are also calculated for a school’s socioeconomically disadvantaged students (students who qualify for the subsidized lunch program or who don’t have a parent with a high school degree), English learners, and students with disabilities.
If a school doesn’t meet its API growth target and has one of the lower Base APIs in the state, it may receive grants and special assistance to help with improvement efforts. If a school continues to fall short of its target, it may eventually be subject to strong local or state sanctions, including reassigning the principal (subject to a public hearing), reorganization or even school closure.
There is no such thing as an individual student API. The API is based on scores from the CSTs, the CMA, the CAPA and the CAHSEE. The API measures how a school’s or district’s academic performance improves from year to year.
It used to include just the results of the norm-referenced tests — in the first years, the Stanford 9 tests and later the CAT/6. These tests compared California students to their peers nationwide. In recent years the emphasis has shifted to include more results from the CSTs, which more accurately reflect what California students are expected to learn in the classroom, and fewer results from the CAT/6. In early 2009, the CAT/6 Survey was eliminated entirely as a testing tool in the state.
In 2001-2002, CSTs in English language arts (for grades 2 through 11) were added to API calculations. Scores from CSTs in math (for grades 2 through 11), social science (for grades 10 and 11), and the CAHSEE were added in 2002-2003 to provide a more accurate picture of what students have learned. In 2003-2004, CST science tests in grades 9 through 11 and the CAPA in language and math in grades 2 through 11 were added. Since 2004-2005 even more indicators have been added. The API now includes the CST in science for grades 5 and 8 through 11 and in history-social science for grades 8 through 11. In 2008, the California Modified Assessment (CMA) was added to the API for grades 3 through 5. Grades 6 through 8 of the CMA were added in 2010.
If the whole topic of the API confuses you, you’re not alone. Educators and parents alike struggle to understand where the API comes from, how it’s calculated and what exactly it means. Here’s the bottom line: APIs range from 200 to 1000 and the goal for all schools is 800. The API is based on test scores and is calculated in a way that encourages schools to raise the test scores of the lowest-scoring students.
GreatSchools also calculates a rating on a scale of 1 to 10 based on California test results. There are several important differences between GreatSchools Ratings and California API Ranks:
現在想賣屋的屋主都很精，網路上隨便一查都知道行情，如果不是屋況特差、Location不好，不加個10~15%是進不到第二輪的Counter offer門檻的。除了第二輪 Counter offer，如果屋主需要錢，家裡孩子高中畢業要賣房，可能還需要Final Counter Offer 大決戰，若沒有一鼓作氣，可能就會與心中的Dream house擦身而過，這是我最近幫客人搶房子的心得。
Q:Should I buy a house for 400K or rent a apt for 2400/month?
Since your rent is pretty high, I will suggest that you just buy a condo.
I believe you did some math already.
Let’s compare renting an apt for $2400 vs. buying a 400K condo.
If you buy a 400K house with 320K, 30 fixed rate 3.75% mortgage.
Mortgage monthly payment is $1481
Property tax:$416 /month
From the above, it’s already cheaper than what you are paying per month for rent, but it requires that you have a $80K down payment available.
Mortgage interest and property tax are tax deductible:
The first 48 month, mortgage interest accrues to $46,216. Property Tax (assuming 2.5% annual increase) is around $20762. The tax break is roughly $23K (assuming 35% tax rate).
With that said, 48 months of living in your condo will cost you:
$46216 (interest) + $20762 (property tax) – $23000 (tax break) + $12000 (HOA) + $960 (insurance) ~ $57K.
If you can get 5% annual return on your $80K down payment (if you had invested it rather than buying a house), the “cost” there is $17.2K.
So, the total cost is $74.2K. That’s still significantly less than $115K that you paid in rent over the same period. When you sell the house, there’s ~5% commission, which is $20K (at $400K sale price, assuming no gain). Your total cost is $94K assuming a flat house price. You can easily add or subtract from that number based on your forecast.
Therefore, I know you probably will choose to buy a condo than paying rent.
Ever case is unique, I can calculate for you.